Private & Secure — Your data never stored

Know Which Funds Are Winning & Which Are Dragging You Down

Upload your CAS statement. Get AI-powered health ratings for every mutual fund. Rebalance smarter with Claude AI insights.

Analyse My Portfolio → Watch How It Works

Trusted by families managing ₹10Cr+ in mutual funds

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My Portfolio
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TOTAL NET WORTH

₹24,50,000

▲ +14.2% XIRR

In-Form
2
On-Track
1
Off-Track
1
Out-of-Form
1

The 4-Tier Health System

Every fund in your portfolio gets a health label based on rolling returns, downside protection, and momentum — not just past returns.

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In-Form

Top 25% in peer group. Consistent alpha generation. Keep and increase SIP.

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On-Track

Meeting benchmark targets. Performing as expected. Hold with confidence.

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Off-Track

Below category average. Needs monitoring. Consider alternatives if trend continues.

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Out-of-Form

Bottom quartile for 24+ months. Performance leak. Rebalance with tax-efficient exit.

How It Works

Three steps. Under 60 seconds. Zero data stored.

1

Upload Your CAS PDF

Get your Consolidated Account Statement from CAMS or KFintech — free, takes 2 minutes. Upload it to LakshaFin.

2

AI Scans Every Fund

Each fund is scored on Consistency (rolling returns), Volatility (downside protection), and Recency (2-year momentum) against its category peers.

3

Get Your Power Matrix

See every fund's health label — In-Form, On-Track, Off-Track, or Out-of-Form. Get actionable rebalancing suggestions with tax impact analysis.

Power Select Engine

Go beyond simple past returns. Power Select evaluates every fund on three core dimensions that actually predict future performance.

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Consistency (Rolling Returns)

How often does this fund beat its benchmark? Measured across 1Y, 2Y, 3Y, 5Y rolling windows.

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Volatility (Downside Protection)

How much do you lose when markets crash? Sortino ratio, max drawdown, recovery time.

⏱️

Recency (2-Year Momentum)

Is the fund still performing? Recent momentum catches manager drift and strategy decay early.

← Power Select

Quant Small Cap

Small Cap · Quant MF

🟢 In-Form

91 / 100

Consistency94%
Volatility88%
Recency91%

"High cash alpha compensates for small-cap segment swings."

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Claude Portfolio AI

● Connected

Your Axis Bluechip is Out-of-Form — lagging category by 3.1% for 24 months. Tax-efficient exit could save ₹18,400/yr.

Show me the tax impact if I exit today.

Holding: 2.1 yrs → LTCG applies. Gain: ₹26,800. Tax: ₹3,350 (12.5% above ₹1.25L exemption). Net switch benefit: ₹15,050/yr.

Claude AI — Your Portfolio Analyst

Not a generic chatbot. Claude reads your actual portfolio data — every fund, every metric, every health score — and gives specific, actionable advice.

📊 Context-Aware

Knows your In-Form/Out-of-Form funds, XIRR, category benchmarks — no manual prompting needed.

🧮 Tax-Smart

Calculates LTCG/STCG impact for every rebalancing decision using current Indian tax rules.

🔒 Zero Data Stored

Portfolio context injected per-request via Cloudflare Worker. Nothing persisted. Your data stays on your device.

Built for Privacy

Your financial data never touches a database. Ever.

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Bundled in APK

App assets live inside your phone. No CDN, no public URL.

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Zero Trust API

Cloudflare Access blocks all unauthenticated requests to your backend.

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TLS 1.3 Everywhere

All data encrypted in transit. HTTPS enforced by Cloudflare edge network.

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Stateless Worker

API processes and forgets. No database, no logs, no data retention.

Under the Hood

Clean architecture. Zero complexity on your device.

1

You ask a question in the app

"Should I change anything today?"

2

Cloudflare Worker injects context

Grabs your portfolio metrics — In-Form, On-Track, Off-Track, Out-of-Form funds — and attaches as system instructions.

3

Claude processes with hidden API key

Anthropic API key secured in Worker environment. Never exposed to client.

4

Tailored response streams back

Risk-aware, tax-smart answer specific to your portfolio. Real-time streaming.

Frequently Asked

What is a CAS statement? +
Consolidated Account Statement — a single PDF from CAMS or KFintech that lists every mutual fund you own across all AMCs. Free to generate from their portals with just your PAN/email.
Is my data safe? +
Your CAS is processed in-memory by a Cloudflare Worker and immediately discarded. Nothing stored in any database. The API is protected by Cloudflare Zero Trust — only your authenticated device can access it. All traffic encrypted with TLS 1.3.
What does In-Form / Out-of-Form mean? +
Each fund gets a composite score (0–100) based on Consistency, Volatility, and Recency metrics compared to category peers. In-Form (75+) = top quartile. On-Track (55–74) = meeting benchmark. Off-Track (40–54) = below average. Out-of-Form (<40) = bottom quartile, action needed.
Does Claude give buy/sell advice? +
Claude provides data-driven observations and tax impact analysis — not absolute buy/sell recommendations. It shows you the numbers and tradeoffs so you make informed decisions. LakshaFin is not a SEBI-registered investment advisor.
What tax rules does it use? +
Indian equity mutual fund tax rules: LTCG (held >1 year) taxed at 12.5% above ₹1.25L annual exemption. STCG (held <1 year) taxed at 20%. Claude factors these into every rebalancing suggestion.

Stop Guessing.
Start Knowing.

Upload your CAS statement and know exactly which funds are earning their keep — in under 60 seconds.

Download LakshaFin APK →

Android only · Private APK · No Play Store needed

1MB

APK Size

0

Data Stored

<60s

To Analyze